Getting a mortgage takes about 30 days in Texas. When you are shopping for a home, it is important to speak to a lender who can provide you with a pre-qualification letter.  You’ll need that letter when you make an offer on a house. Just as a REALTOR® helps you find just the right home for your needs, a Mortgage Broker will help you find just the right loan product for your individual situation. An experienced loan officer will ask you the right questions to determine which scenario is best for you.

Getting a Mortgage

bobsmall2011I recommend the services of Bob Goodwin, NMLS #192198. You may contact him by phone: 512-293-8800 or by email:

Bob Goodwin – Austin Mortgage Banker – Goodwin Mortgage Corp.

Bob Goodwin has over thirty years experience in the residential lending industry. He has worked in the mortgage departments of some of the largest banks in the nation. He makes getting a mortgage as simple and smooth a process as possible. He understands that every borrower is different, and offers a variety of products to meet your individual requirements.

  • Based in Austin, Texas, lending area covers all of Texas
  • Guaranteed low rates and fees combined with exceptional customer service
  • Free existing loan analysis
  • Loan options include: Purchase, Cash-out, Refinance, Conventional, ARM, FHA, VA, and Jumbo
  • Investment loans a specialty
  • Free, no-hassle, no obligation pre-qualification and Loan Estimates, with comprehensive breakdown of rates and fees . . . no extra hidden
  • costs or nasty surprises at closing
  • Apply face to face, by mail, over the phone or by email, the choice is up to you

Helpful links when Getting a Mortgage:

Mortgage Bankers Association of America Consumer Information
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.

Federal Reserve Board Consumer Information

The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.

Homebuyer Education by Freddie Mac

Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.

FCIC: Your Credit Scores

Your Credit Scores. Consumer Federation of America Fair Isaac Corporation. Credit Scores Are Vital to Your Financial Health. A credit score is a number that helps lenders and others predict how likely you are to make your credit payments on time. Each score is based on the information then in your credit report.

Free Credit Score? Avoid Scams – Only one website is authorized to fill orders for your annual free credit score that you are entitled